For Our Sellers: CLEAN HOUSE!

Hello Sunshine!
One of the best things you can do to help the sale AND purchase price of your home is to have a CLEAN home. It displays not only your cleanliness but also that you have CARED FOR and MAINTAINED your home. This is SO important to buyers these days. Here’s a great checklist to make sure you clean house before listing!

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Have a Sunshine rest of your day!

 

Sunshine Realty remains OPEN by APPT ONLY!

To our past, present and future clients….

Sunshine Realty is OPEN for business. However, we are staying active by appointment only. Our office doors will be locked, so we encourage you to reach out to Evelyn or Ashley via email. We can be reached at evelyn@sunshinerealtystl.com and ashley@sunshinerealtystl.com. As a small family and locally owned business, we GREATLY appreciate each and every one of our clients and value your trust, loyalty and friendship during this time. Our greatest goal is to keep everyone safe while helping in the home buying and selling process. Now that St. Charles and St. Louis counties have BOTH issued a stay at home order, we will be following safety guidelines to the best of our ability given that real estate is considered an “essential” business.

Again, we appreciate your time and understanding and we look forward to continue servicing you throughout this difficult time for everyone. Stay safe out there and remember, if you are thinking about a move, give us a call at 636-336-1330 or email us at any time. We love you all!

Thank you so much and have an amazing evening at home with your loved ones.

-The Sunshine Team
Evelyn, Ashley and Dana

December Housing Stats- INVENTORY IS LOW!

Good morning Sunshine!

I am so sorry we’ve been so absent on the blog lately, but Ashley had her baby! Wyatt Christopher McLaren is here and we are so in love with him! That being said, we are back and ready for action and to HELP YOU SAVE MONEY when listing/buying your home! See below for the December housing report from St. Louis Realtors Board of Association. Single Family Housing Inventory IS DOWN 21.9%! Holy Cow! That means, you guessed it, it is a sellers market. Inventory is low and you have WAY less competition currently. To find out more about how we can help get you started and save you THOUSANDS of dollars along the way, reach out to Ashley at ashley@sunshinerealtystl.com or call us at 636-336-1330. Here is the rest of the report findings from the board,

“In 2019 home prices were up again in most markets. Buyer demand continues to be strong but with tepid seller activity still in many locations, total sales are lower than they would normally be in a more balanced market. While up from their recent lows a few months ago, mortgage rates end the year close to three-quarters of a percent lower than a year ago, helping to improve affordability and offset rising home prices.
New listings increased five percent for residential homes and 22.5 percent for townhouse/condo homes. Pending sales decreased 5.6 percent for residential homes and 15.3 percent for townhouse/condo homes. Inventory decreased 21.9 percent for residential homes and 9.4 percent for townhouse/condo homes.
Median sales price increased 11 percent to $205,700 for residential homes and 9.3 percent to $167,300 for townhouse/condo homes. Days on market remained flat for residential homes but increased 14.6 percent for townhouse/condo properties. Months supply of inventory decreased 20.0 percent for residential homes and 9.7 percent for townhouse/condo homes.
With low mortgage rates, low unemployment, and continued wage growth, home buyer activity is expected to remain healthy into the new year. New construction has been on the rise in 2019 and is expected to continue into 2020, but many experts note that the country is still not building enough new units to quench demand. It remains to be seen whether existing homeowners will be enticed to sell by higher home prices, which could finally bring the overall housing market into greater balance.”

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Have an amazing day!

-The Sunshine Team

Ashley, Evelyn & Dana

 

Need Home Insurance?

home insurance can greatly affect your monthly mortgage payment! Make sure you know the ins and outs of SHOPPING for insurance! And make sure to compare at least several options :). Here’s a helpful chart of the Dos and Don’ts when purchasing home insurance :). Have an amazing Thanksgiving holiday with your families and remember, we are available to help in your home shopping needs 365 days a week!

-The Sunshine Women
This helpful chart is courtesy of househunt.com.
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UPDATED FHA Approved Condos List!

Here you go Sunshine! Always stay informed, especially since FHA is an ever growing popular loan type! Make sure if you are getting a loan and are interested in condos, townhomes, etc. that they are approved for this type of loan! This is the list for ST. CHARLES COUNTY:

Bella Vista

Bordeaux

East Hiram Street

Hawks Nest

Homefield Garden

Homeshire

Sherman Park

Springhurst Terrace

St. Peters

Sugarwood

Sunset Acres

Terrace Condos at Montecito

Terrace Condos at Saratogo Phase 6; Building 109

Deep Cleaning Checklist For Your NEW Home!

Good morning Sunshine!

We are so sorry we’ve been a bit absent lately, as we’ve been so thrilled to share the news that I (Ashley) am pregnant! Woo- getting through that first tri was rough! BUT now that I am in the second trimester, it’s time to catch up and keep you up to date on all things new home & real estate market! To start off your holiday weekend, we decided to post something for all of our buyers! Here is a great checklist on how to deep clean your new home before settling in and moving everything right where you want it. Although it is expected for seller to do a thorough cleaning of the home before they move, you want to make sure you do your own cleaning as well to get it just how you like it :). We hope everyone had an AMAZING 4th of July and continue to have a fun filled weekend!

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Have a Sunshine Day 🙂

-The Sunshine Team (Ashley, Evelyn & Dana)

 

First Time Home Buyer Gift Guide!

Hello Sunshine!

Today, we found a really great article for first time home buyers and friends that included a list of items you will need for your first home. Since we have a ton of first time home buyers as clients, and we know everyone in STL loves a great housewarming party (as you should!) we thought we’d share the wealth! Thanks Pinterest! Here you go. If you are thinking about becoming a first time home buyer, give us a call! We’d love to share our expertise in the St. Louis and St. Charles counties with you to help you find your dream home and live your best life! Have a Sunshine day everyone!

-the Sunshine Team

Ashley, Evelyn and Dana

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Declutter Craze Help!

With all of the Marie Kondo fanatics out there lately, and since we get this question ALL the time, we thought we’d post a helpful guide for decluttering that we recently saw on Pinterest. We hope this helps you in your spring cleaning phase, and remember, if you are in St. Louis, Jefferson, St. Charles, Warren or Lincoln County, MO, we can help you list and sell your home and save you THOUSANDS in the process with commissions! Reach out today to find out how we can help make this process a fun and smooth one!

Have a Sunshine rest of your Hump Day everyone!

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-The Sunshine Team

Ashley, Evelyn & Dana

Fees You May NOT Have Prepared For…

Happy February Sunshine!

Today, and lately actually, we have been working with a lot of sellers and buyers that don’t know about certain fees/costs that are involved in the home buying process. Particularly, closing fees, title fees, inspections both government and home, etc. We found a FANTASTIC article written by houselogic.com discussing a lot of these “unknowns” that many people, especially first time home buyers, may not know about.

Check it out here: Unknown fees for a Buyer

To recap a lot of it here, a buyer has many fees when it comes to buying a home ON TOP of the actual purchase price. These costs can include an appraisal ordered by the lender, lender fees, title company and search fees that help provide clear title, possible survey fee if you want to know where your property ends and begins, home inspection fees including radon, sewer, pest & overall home, etc. ALL THINGS TO THINK ABOUT before you take the plunge into the home buying process :). We hope this helps brighten your day just a bit and gives you just a little more insight into the home purchase process and what to plan ahead for!

Have a Sunshine Day everyone! And remember, if you need help in selling, buying or both, we are here for you! Give us a call today at 636-336-1330 and ask for Ashley to get your simplified process started :). Everyone needs a little help every once in a while 😉

-The Sunshine Team

Ashley, Evelyn & Dana