Fees You May NOT Have Prepared For…

Happy February Sunshine!

Today, and lately actually, we have been working with a lot of sellers and buyers that don’t know about certain fees/costs that are involved in the home buying process. Particularly, closing fees, title fees, inspections both government and home, etc. We found a FANTASTIC article written by houselogic.com discussing a lot of these “unknowns” that many people, especially first time home buyers, may not know about.

Check it out here: Unknown fees for a Buyer

To recap a lot of it here, a buyer has many fees when it comes to buying a home ON TOP of the actual purchase price. These costs can include an appraisal ordered by the lender, lender fees, title company and search fees that help provide clear title, possible survey fee if you want to know where your property ends and begins, home inspection fees including radon, sewer, pest & overall home, etc. ALL THINGS TO THINK ABOUT before you take the plunge into the home buying process :). We hope this helps brighten your day just a bit and gives you just a little more insight into the home purchase process and what to plan ahead for!

Have a Sunshine Day everyone! And remember, if you need help in selling, buying or both, we are here for you! Give us a call today at 636-336-1330 and ask for Ashley to get your simplified process started :). Everyone needs a little help every once in a while 😉

-The Sunshine Team

Ashley, Evelyn & Dana

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St. Louis among the 6 best cities for college grads in 2018!

Have a bachelor degree and trying to figure out your next step? St. Louis has been ranked among the top 6 best cities for being a bachelor degree friendly city for finding a job!

“Cities around the country are competing to attract the best talent, so ZipRecruiter analyzed data and created an index to determine the best job markets for recent college graduates.”

St. Louis is up there ranking along with popular cities like Nashville, Pitsburgh & San Antonio! Go us! Read more here…
https://www.bizjournals.com/stlouis/news/2018/05/01/st-louis-among-top-cities-for-new-college-grads.html

Have a Sunshine Day!
Ashley, Evelyn & Dana

Another Record Year!

Good evening Sunshine 🙂
2016 was another new record year for Sunshine Realty! We continue to see tremendous growth. We have YOU to thank for it for your past, present and FUTURE business! Thanks for the love everyone :). Have a Sunshine year!! Happy 2017 and cheers to continued growth and opportunity!
Total sold: $47,314,874
Total units sold: 203
Listings: 206 Total
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Thank you, Thank you, Thank you!
-The Sunshine Team

Lake Saint Louis: DID YOU KNOW???

Good gloomy afternoon Sunshiners!

Today’s spotlight is on our office neighborhood: Lake Saint Louis, Missouri. What an amazing town. 2 man made lakes, the 10 mile blvd, gorgeous parks, plenty of shopping and all the El Maguey you can eat :). Our DID YOU KNOW for today is all about Lake Saint Louis and the community association. In Lake Saint Louis, you are either in the CA or not in the CA. The CA has golf, tennis, a public swimming pool, exercise facility and access to the two lakes via the various marinas. THIS YEAR, the CA raised their yearly fees from $450 to $600. If you are buying a new home at all in the CA, your price will be raised to the $600. If you are already living in the CA, your price remains at the original $450 as long as you stay in the home. If you are in the CA, but decide you need to up or downsize and would still like to live in the CA, your fees will raise when you move. Now you know!

Have an amazing long holiday weekend everyone and stay safe and keep an eye on that bird! 😉

-The Sunshine Team

Ashley, Evelyn & Dana

15 yr VS 30 yr loan

Good morning Sunshiners!

We’ve had several clients lately ask about the difference between a 15 yr loan versus a 30 yr loan. While we are not experts in this area (want even more info? Contact your loyal lender), we found this chart a perfect tool to help explain the main differences! Pretty interesting to think about! See below :). Have a Sunshine day everyone!

Always admiring,

Sunshine Team: Ashley, Evelyn & Dana

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Which hood fits you best?

As Realtors all over St. Louis, Jefferson, Lincon, Warren and St. Charles counties, we always get questions from clients about what neighborhoods are best, which have the highest rating schools, what location is better, etc. Below is a GREAT guide to use and let your Realtor know exactly what you are looking for. Enjoy :)!

-The Sunshine Realty Team

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How to Update Your Kitchen

How to Update Your Kitchen

In honor of Fat Tuesday, we thought we’d share an informative link that shows elements of an updated kitchen. With our experience, we’ve learned that when people are looking to buy a home the most important rooms for most are the kitchen and the master bathroom. This means it is important for sellers too, because if you want your home to sell fast, you can do these simple things to update your kitchen and essentially have your home show better!

Happy Fat Tuesday everyone :). Have a Sunshine day!