We LOVE checklists…

Here is a helpful checklist for all you buyers who found the perfect house in a very heavy market thanks to Old Republic Title and Pinterest! Hope it helps! Have a Sunshine day!!

-The Sunshine Team

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FHA Lowers MIP!!

Good Evening Sunshine 🙂
We can’t wait to share this news. Just…WOW! Another step to help home buyers accomplish the purchase of their dream home! Thank you to National Association of Realtors for sharing this exciting news!
“FHA TAKES STEPS TO HELP HOME BUYERS
In a move applauded by housing experts, the federal Housing Administration (FHA) took an important step to help low and moderate-income buyers get into a home.  For the first time in two years, FHA has cut their annual mortgage insurance premium.  The premium has been cut from .85 to .60 percent.” (Reference: Nat’l Association of Realtors)
See the full article here: http://narnewsline.blogs.realtor.org/2017/01/09/fha-cuts-mortgage-insurance-premium-for-first-time-since-january-2015/#sf50032163

Another Record Year!

Good evening Sunshine 🙂
2016 was another new record year for Sunshine Realty! We continue to see tremendous growth. We have YOU to thank for it for your past, present and FUTURE business! Thanks for the love everyone :). Have a Sunshine year!! Happy 2017 and cheers to continued growth and opportunity!
Total sold: $47,314,874
Total units sold: 203
Listings: 206 Total
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Thank you, Thank you, Thank you!
-The Sunshine Team

New Year, New Home?!

Tomorrow is New Years Eve! As we enter into 2017, we want to wish all of our past, present and future clients all the happiness they can get :). We love what we do and we love helping our clients in an honest, intelligible & trustworthy manner. Make 2017 your best year yet by investing in your future with the home you’ve always dreamed about. We are here to help YOU and your family! Call us today to get your process started. Whether you are looking to move right away, a few months or 6 months, we can help you throughout this, what should be an amazing and fun, process. HAPPY NEW YEARS EVERYONE!

Much Love,

The Sunshine Team: Ashley, Evelyn & Dana

 

Lake Saint Louis: DID YOU KNOW???

Good gloomy afternoon Sunshiners!

Today’s spotlight is on our office neighborhood: Lake Saint Louis, Missouri. What an amazing town. 2 man made lakes, the 10 mile blvd, gorgeous parks, plenty of shopping and all the El Maguey you can eat :). Our DID YOU KNOW for today is all about Lake Saint Louis and the community association. In Lake Saint Louis, you are either in the CA or not in the CA. The CA has golf, tennis, a public swimming pool, exercise facility and access to the two lakes via the various marinas. THIS YEAR, the CA raised their yearly fees from $450 to $600. If you are buying a new home at all in the CA, your price will be raised to the $600. If you are already living in the CA, your price remains at the original $450 as long as you stay in the home. If you are in the CA, but decide you need to up or downsize and would still like to live in the CA, your fees will raise when you move. Now you know!

Have an amazing long holiday weekend everyone and stay safe and keep an eye on that bird! 😉

-The Sunshine Team

Ashley, Evelyn & Dana

15 yr VS 30 yr loan

Good morning Sunshiners!

We’ve had several clients lately ask about the difference between a 15 yr loan versus a 30 yr loan. While we are not experts in this area (want even more info? Contact your loyal lender), we found this chart a perfect tool to help explain the main differences! Pretty interesting to think about! See below :). Have a Sunshine day everyone!

Always admiring,

Sunshine Team: Ashley, Evelyn & Dana

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