Inspections=Negotiation Process #2!

Good morning Sunshine and Happy Monday!

It’s a Friday for us, so we just wanted to wrap up something we’ve come across lately with our sellers/buyers. INSPECTIONS! Anytime I put a buyer under contract on their new dream home, I always, ALWAYS warn them not to get TOO excited until inspection is performed and the inspection notice is signed, sealed & delivered!

So many people don’t understand how crucial the inspection process is. Luckily, one of our favorite inspectors, Zac Lavoi (owner of Greystone Inspection Services), is phenomenal at performing the process & drafting a comprehensible report easy for buyers and sellers to read! Many things can fall apart at inspections that can kill a deal. For example, hidden moisture in walls, foundation issues, roof issues where insurance was claimed but the roof was never replaced, AND SO MUCH MORE!

We recommend doing your research on any inspection company before you hire them. They will be the people that help find ANY and ALL issues with the home you are about to move into. Lord knows you don’t want any surprises AFTER the fact! So this fun meme is for that time Realtors have waiting for that report to come in! LOL! Have a Sunshine week everyone! We hope this helps make it a little brighter!

The Sunshine Team

Ashley, Evelyn & Dana

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June Infographic

Here are the top trends in St. Louis real estate for June 2018. Thanks St. Louis Realtors Association for always helping keep our buyers and sellers knowlegable in the current home trends! Have a good night everyone!

06.2018 Infographic

It’s DEFINITELY still a Seller’s Market!

Good morning Sunshine!

Lately, during our consults, we’ve been getting asked the question, “Is the market still hot?” Our answer…”ABSOLUTELY!” Summer months are always prime time. That usually doesn’t dull down until school is back in session. Just to give you an idea of how amazing the market is for seller’s who price their home correctly that are in first time home buyer price range and basically move in ready, we’ve attached our current Newstime ad to show you how many properties SOLD FAST which means they went under contract in two weeks or less. Out of all of the homes we’ve sold in the past year, the average days on market is 35 days! I’ve also attached this for your viewing pleasure. For a local and family owned company, we are so thrilled we can help so many families save money, sell quickly AND find their next journey/dream home. Have a Sunshine day!

-The Sunshine Team

Ashley, Evelyn & Dana

 

What to Expect…From a Home Inspection

Good morning everyone!

Today, I thought we’d discuss home inspections. First, because the New York Times just wrote a pretty awesome article that I wanted to share with all of you. Second, because I have a buyer’s inspection today in the beautiful Lake Saint Louis, MO and am hoping for stellar results! Before I share this link with you, I wanted to point out something that I read in it. I saw that the article says that most first time home buyers don’t know that they are responsible for the home inspection and to make sure to make it contingent upon these inspections. While this is TRUE, the standard contract DOES include an inspection contingency. Also, it is the responsibility of your agent to let you know all of these things that you are responsible. Another point I wanted to make is that there are two types of inspections in Missouri that most people are responsible for. The home inspection which is 95% of the time taken care of by the buyer and then the city/occupancy inspection which is taken care of by the seller to make sure everything is up to code and not dangerous! Most of St. Charles County does not require a city inspection (aside from LSL) but most of St. Louis County DOES! Hope this helps you get by a little easier during your home buying process. And remember, Sunshine Realty is ALWAYS here to assist if you need an agent!

Here is the NY Times link that shows you just what to expect during most inspections:

Happy Easter!

“Home is where memories are created, friends and family belong and laughter never ends.”  -unknown

We hope everyone has a fun, blessed AND safe (where did this weather come from?!) Easter! Enjoy this time with those closest to you and remember, our family is always here to help you with your home buying and selling needs!

-The Sunshine Team

Ashley, Evelyn and Dana

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USE A BUYER’S AGENT FOR NEW CONSTRUCTION!

Good morning Sunshine!

Today, we’d like to discuss a topic of conversation that has come up several times for both Evelyn and myself this year so far. NEW CONSTRUCTION. It has come to our attention that many buyers do not know that they can even use an agent for new construction. YES, YOU CAN. And even better, WE CAN HELP YOU with incentives, add-ons and throughout the walk through processes! We can make sure you are getting what you pay for and our commission does not hurt you in any way. It is built in to builders package and does not cost you a dime! To explain a bit more, we took to Pinterest and found this gem to help better explain why you should be using an agent to build your new dream home :). Have a Sunshine day and we hope to hear from you soon!

Need help building your dream home? Call Ashley today at 314-313-1773 or our office at 636-336-1330 and ask for Ashley!

-Ashley, Evelyn & Dana

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Rates are Bumping UP!

Good afternoon Sunshiners!

Here’s a look at the bump in rates since the beginning of the year. Thanks to our friend, Rick Whisman, for the rates and continuous follow up! Rates are slowly rising, give us a call TODAY to see how we can help you. Don’t forget to mention you heard about us on the blog or Facebook and ask for Ashley :). Have a Sunshine day!

THIS WEEK:

Conventional 30 year fixed                            4.250%           0 pts

Conventional 30 year fixed 3% Down           4.375%           0 pts

Conventional 20 year fixed                            4.125%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.375%           0 pts

LAST WEEK:

Conventional 30 year fixed                            4.125%           0 pts

Conventional 30 year fixed 3% Down           4.250%           0 pts

Conventional 20 year fixed                            4.000%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.250%           0 pts

 WEEK OF 1/9/18:

Conventional 30 year fixed                            3.875%           0 pts

Conventional 30 year fixed 3% Down           4.000%           0 pts

Conventional 20 year fixed                            3.625%           0 pts

Conventional 15 year fixed                            3.375%           0 pts

Conventional 5 year ARM                            3.375%           0 pts

Conventional 10 Year Arm                           3.625%           0 pts

FHA/USDA/VA 30 year fixed                      3.875%           0 pts