Cabinet Colors to improve YOUR home!

Thinking about selling soon and need an update? OR wanting to make a modern plunge to your kitchen? These cabinet colors are amazing and will instantly improve your kitchen. Which, another pointer, the kitchen is one of two most IMPORTANT rooms when it comes to buyers interest. If you need further help, feel free to call us and use our expertise to help sell your home! We’d LOVE to help! Have a Sunshine Day!

-The Sunshine Team

Ashley, Evelyn & Dana

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USE A BUYER’S AGENT FOR NEW CONSTRUCTION!

Good morning Sunshine!

Today, we’d like to discuss a topic of conversation that has come up several times for both Evelyn and myself this year so far. NEW CONSTRUCTION. It has come to our attention that many buyers do not know that they can even use an agent for new construction. YES, YOU CAN. And even better, WE CAN HELP YOU with incentives, add-ons and throughout the walk through processes! We can make sure you are getting what you pay for and our commission does not hurt you in any way. It is built in to builders package and does not cost you a dime! To explain a bit more, we took to Pinterest and found this gem to help better explain why you should be using an agent to build your new dream home :). Have a Sunshine day and we hope to hear from you soon!

Need help building your dream home? Call Ashley today at 314-313-1773 or our office at 636-336-1330 and ask for Ashley!

-Ashley, Evelyn & Dana

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Rates are Bumping UP!

Good afternoon Sunshiners!

Here’s a look at the bump in rates since the beginning of the year. Thanks to our friend, Rick Whisman, for the rates and continuous follow up! Rates are slowly rising, give us a call TODAY to see how we can help you. Don’t forget to mention you heard about us on the blog or Facebook and ask for Ashley :). Have a Sunshine day!

THIS WEEK:

Conventional 30 year fixed                            4.250%           0 pts

Conventional 30 year fixed 3% Down           4.375%           0 pts

Conventional 20 year fixed                            4.125%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.375%           0 pts

LAST WEEK:

Conventional 30 year fixed                            4.125%           0 pts

Conventional 30 year fixed 3% Down           4.250%           0 pts

Conventional 20 year fixed                            4.000%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.250%           0 pts

 WEEK OF 1/9/18:

Conventional 30 year fixed                            3.875%           0 pts

Conventional 30 year fixed 3% Down           4.000%           0 pts

Conventional 20 year fixed                            3.625%           0 pts

Conventional 15 year fixed                            3.375%           0 pts

Conventional 5 year ARM                            3.375%           0 pts

Conventional 10 Year Arm                           3.625%           0 pts

FHA/USDA/VA 30 year fixed                      3.875%           0 pts

 

What’s the STATUS?

Hi everyone!

Lately, we have been getting a lot of new buyers, which we LOVE! One of the things they count on us for is to understand the MLS (multiple listing service) and be able to answer any questions they may have.  A common misunderstanding we come across with newbies to the real estate market is not understand status and the difference between the status abbreviations you may see on website such as Realtor, Zillow, Trulia, Homes.com, etc. Here’s a full breakdown from us at Sunshine Realty to help anyone and everyone out for future reference 🙂

A: A means active. Property is available and can be scheduled to be shown.

CN: CN stands for Contingent NO kickout. This means there is a contract on the home and it stands to be a solid contract. All that is pending is the closing of the sale. Most times, home is unavailable to be shown. If it is available to be shown, it should be in agent remarks and it is usually just to accept possible back up offers.

CW: CW stands for Contingent WITH kickout. This one is probably the most confusing to our customers. If a home is contingent WITH a kickout that typically means that the buyers still need to sell their home and the contract is contingent upon that. Most of these have a kickout clause where if a buyer comes in and wants to purchase that home, they can kick the current contract out within 48 hours if the current buyers cannot secure financing.

P: P stands for Pending. Same as CN. Contract on home and is just pending on the closing of the sale. Typically unavailable.

O: O means Option. Same as P and CN,  option is a contract on a specific piece of real estate that allows the buyer the exclusive right to purchase the property. The buyer has the option to buy the property within a certain timeline, however, the seller cannot sell to anyone else in that period.

We hope this is informative for you and that this helps you in your future endeavors. We understand that real estate can be a bit confusing and we are here to help clear any of that up for you as much as we can! Give us a call today, this week, next week or whenever you need us at 636-336-1330 and ask for Ashley :).

Have a Sunshine week everyone! Stay warm in these ranging temps 😉

-The Sunshine Team

Check this HOUZZ out!

Thinking about recreating a room? Redecorating your bedroom? Want to replace those old appliances in your kitchen? Do you need some ideas on where to start with your home?! We found a GREAT website where all the creation that you could think of can come to life! Or if you are stumped on where to start or look, it is fantastic for this too!

 

Check out www.houzz.com for all your home decorating, design, replacement, etc. ideas and needs! We hope this helps you as much as it has us!

Happy Tuesday!