Rates are Bumping UP!

Good afternoon Sunshiners!

Here’s a look at the bump in rates since the beginning of the year. Thanks to our friend, Rick Whisman, for the rates and continuous follow up! Rates are slowly rising, give us a call TODAY to see how we can help you. Don’t forget to mention you heard about us on the blog or Facebook and ask for Ashley :). Have a Sunshine day!

THIS WEEK:

Conventional 30 year fixed                            4.250%           0 pts

Conventional 30 year fixed 3% Down           4.375%           0 pts

Conventional 20 year fixed                            4.125%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.375%           0 pts

LAST WEEK:

Conventional 30 year fixed                            4.125%           0 pts

Conventional 30 year fixed 3% Down           4.250%           0 pts

Conventional 20 year fixed                            4.000%           0 pts

Conventional 15 year fixed                            3.750%           0 pts

Conventional 7 year ARM                            3.875%           0 pts

FHA/USDA/VA 30 year fixed                      4.250%           0 pts

 WEEK OF 1/9/18:

Conventional 30 year fixed                            3.875%           0 pts

Conventional 30 year fixed 3% Down           4.000%           0 pts

Conventional 20 year fixed                            3.625%           0 pts

Conventional 15 year fixed                            3.375%           0 pts

Conventional 5 year ARM                            3.375%           0 pts

Conventional 10 Year Arm                           3.625%           0 pts

FHA/USDA/VA 30 year fixed                      3.875%           0 pts

 

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Photos: Lesson of the Week

Today we are going to have a quick talk about photos :). Too often lately have we seen photos taken by “realtors” WITH THEIR CELL PHONES in the picture. Here is the problem with that:

A. Any reputable Realtor will either have a professional camera and know how to work it.

B. A reputable Realtor will hire a professional photographer if they do not have a professional camera.

C. NO ONE should ever have to put up with a Realtor that they pay to be taking pictures with their cell phone!!!!

Here are a few more things that SHOULD NEVER happen in your home photos:

D. Toilet seat should be down for all photos.

E. Realtor and anyone else should NOT be in the photo. A photographer/Realtor should know how to shoot a room without finding themselves in the mirror of the photo.

F. There should NOT be a photo of just the floors or just a door. I’ve skipped out on seeing a home before because I couldn’t see the whole room or get a feel for the whole layout.

There are many more things that should be avoided when taking photos that we may help touch base on later. However, if you have any questions until then or would like us to show you what a difference professional photos can make, give us a call today!

Have a Sunshine Day!

-The Sunshine Team

Ashley, Evelyn and Dana