FYI…Rates ARE still and WILL PROBABLY still increase.

Hello Sunshine!

Here are the recent rates for all loans, etc. We’d like to share that though rates were at about 3.5% a little more than a year+ ago, they will KEEP increasing! We have had several buyers lately that are scared of this rate (and that was at 4.875%). Our best intel is that though recent buyers are use to 3-4% interest rates, 5 years ago 8% was normal. Our best advise, 5% is the best you’re going to get in the nearest future. The interest rate was at 3-3.5% for so long that the rate is bound to rise and keep going. Take it while you can! Here are the current rates!

 

Conventional 30 year fixed                            4.999%           0 pts

Conventional 30 year fixed 3% Down           4.875%           0 pts

Conventional 20 year fixed                            4.750%           0 pts

Conventional 15 year fixed                            4.500%           0 pts

Conventional 5 year ARM                            4.625%           0 pts

FHA/USDA/VA 30 year fixed                      4.999%           0 pts

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Sell your home FAST!

We get this question all the time: What more can I do to help sell my home quicker? Luckily for sellers, right now we are in a seller’s market and homes are going QUICK.

HOWEVER, if you want people to appreciate your home and sell for top dollar with the least amount of days on market as possible…here are some tips for before and during showings!

Have a Sunshine Day everyone!

-Sunshine Team

Ashley, Evelyn & Dana

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Check this HOUZZ out!

Thinking about recreating a room? Redecorating your bedroom? Want to replace those old appliances in your kitchen? Do you need some ideas on where to start with your home?! We found a GREAT website where all the creation that you could think of can come to life! Or if you are stumped on where to start or look, it is fantastic for this too!

 

Check out www.houzz.com for all your home decorating, design, replacement, etc. ideas and needs! We hope this helps you as much as it has us!

Happy Tuesday!